Rates are still LOW! lifting a heavy weight off your shoulders. Why not Refinancing to a lower interest Rate would be like give us a call to see what we can do? REAL ESTATE FUNDING S ERVICENC OR P O R A TED 700 MILL ST. HALF MOON BAY, CA Ask about our Reverse Mortgages & VA Loans Family owned 35 years Call Dick Charnock (650)726-2179 RMC@REFS.COM , WWW.REFS.COM